How Do States Know if You Have Car Insurance?

In most states, drivers are required to have car insurance. This is to protect other drivers and property in the event of an accident. But how do states know if you have car insurance?

How States Verify Car Insurance Coverage

The methods that states use to verify car insurance coverage vary. Some states require drivers to carry a physical insurance card, while others allow drivers to show proof of insurance electronically. Some states also conduct random checks to make sure drivers are in compliance with the law.

How to Show Proof of Insurance

The most common way to show proof of insurance is to carry a physical insurance card. However, many states now allow drivers to show proof of insurance electronically. This can be done through a smartphone app, a website, or by calling the insurance company.

What Happens If You Don’t Have Car Insurance?

If you are caught driving without car insurance, you could face a number of penalties, including fines, fees, and even jail time. You may also be denied a driver’s license or registration renewal.

Contact an Insurance Agent to Learn More

If you are not sure how to show proof of insurance in your state, or if you have any other questions about car insurance, contact an insurance agent. They can help you understand the laws in your state and find the right coverage for your needs.